Built for mortgage professionals

Paystub Income Calculator for Mortgage Professionals

Income Underwriter provides fast income analysis tools for mortgage professionals. Calculate variable income in minutes, submit applications faster, and minimize surprises in underwriting.

Fixed income calculator

Convert hourly, weekly, bi-weekly, semi-monthly, monthly, or annual pay into a monthly income estimate for a faster first review.

Variable & hourly income analysis

Upload year-end paystubs to extract income data with AI-powered OCR, organize base, hourly, overtime, commission, and bonus pay, and review multi-year income trends.

Calculate variable income in minutes.
Compare current and prior-year income trends.
Review organized income details before underwriting.

Explore the Variable & Hourly Income Averager View membership options